Short-term, fixed interest investments
Are you tired of receiving no interest from your bank accounts?
Looking for stable, predictable investment returns?
Then fixed income investing is for you. Download the guide to learn more.
Ready to review your options? Book in a call with Jonathan using the button below.
Featured investment opportunity
Fixed 2-year loan note with Godwin Capital, a leading UK commercial property developer.
Godwin Capital works with national and regional brands and companies from across the UK, each representing the best in their field. They provide quality homes, commercial spaces and facilities for community use. Your investment will fund projects that breathe life into local communities.
Funds are placed into a special purpose vehicle for projects in partnership with the following global brands:
Investment case
- 100% on-time payment track record across 18 years
- Returns 10% p.a. (distributing) or 12% p.a. (deferred)
- Diversified business model across 3 recession-proof sectors
- Exit strategy in place at outset
- Institutional grade investment
- Asset-backed and secured via first legal charge
- FCA-regulated security trustee for investor protection
Fixed Interest Investing: Key Features
Stable returns
Fixed interest investments are a superb diversifier to an existing stock portfolio as they are not correlated to the market. The return is fixed, meaning the value of your investment is unaffected by volatility. With fixed interest, you know the value of your investment at all times.
100% asset-backed
All our fixed interest investments are asset-backed and secured by a first legal charge and debenture. This means that, in the highly unlikely event the issuing company is unable to meet its obligations to you, its assets will be liquidated and you will have first call on the proceeds.
Regulated security trustee
Bluewater Capital are the appointed security trustee for all our fixed interest investments. They are UK-based and regulated by the Financial Conduct Authority. Their role is to ensure your investment is protected, and oversee the debenture held over the company receiving the investment.
Who is this for?
- Investors that are looking to diversify away from stocks
- Investors with short-term investment goals (1-5 years)
- Investors concerned about the outlook for the stock market
- Sophisticated investors looking for stability
- Investors looking for a zero-fee option
How does it work?
You can choose whether your investment is distributing or deferred.
A distributing investment pays regular interest (monthly, quarterly or every six months) to provide you with an ongoing return.
A deferred investment rolls up the interest payable until the end of the investment term (usually 2 years). As you have to wait to see this return, the interest available on a deferred investment is usually higher.
Investments are made via transfer to an onshore UK bank account, before subsequently being placed with the company receiving the investment. You will receive a certificate as proof of investment, and your interest payments will then be made to your bank account directly.
If you’d like to discuss further, why not book in a call with us:
Why fixed income? Why now?
There are very few safe places for your money in 2022. And with inflation at record levels, the worst asset to hold is cash.
Ask yourself:
(1) Is my portfolio diversified?
(2) How protected am I against market risk?
(3) What risks am I taking by doing nothing?
(4) What does my financial advisor recommend?
Download the guide
Get your free copy of our 2022 guide to fixed income investments using the form below:
